I remember reading a blog post from another photography team five years ago about the importance of insurance. They were robbed the night before a wedding. Disaster was averted when their local photography community loaned them equipment for the day, and thankfully, they were able to replace everything because of their insurance through Hill and Usher. We talked to Hill and Usher and were covered by a comprehensive policy shortly thereafter.
Last Saturday, we were in Nappanee, Indiana, celebrating with Tyler and Sarah. We joke about rain following us around, so we were thrilled to see a clear forecast for the day. We were also delighted to leave our stash of clear umbrellas, rain jackets, and all-weather boots (gear that has become all too common for us to lug along) at home.
Lesson #1: Always travel with rain gear—even when there’s no rain in the forecast.
We found a beautiful willow tree on the edge of a golf course and finished pictures with the family and bridal party. As everyone was leaving for the reception and we began shooting portraits of Tyler and Sarah, it began to rain—not a downpour, but more than a sprinkle—enough that we paused to take refuge under the tree. Troy ran to find some small umbrellas that happened to be in our car, and by the time he returned, the rain had picked up. Everyone was getting a little wet by now, but Tyler and Sarah were taking it in stride. We decided to hold out for a few minutes to see if it would pass, but it just kept raining harder.
Troy described us as lobsters in a pot coming to a slow boil. We didn’t realize how wet we were under the willow tree until it was too late! Although he was drenched, he was conscious of protecting his camera. It wasn’t too wet, and when the classic storytelling moment of Tyler and Sarah walking to their car presented itself, Troy raised his camera to capture it. The camera buzzed and groaned and went silent.
We ran to the car. Nothing.
We drove to the reception venue and dried it off thoroughly, and…still nothing.
I continued photographing a drenched Tyler and Sarah, while Troy attempted to solve the problem, and still…nothing from his camera.
We always have a backup. It’s never been used as a backup, but it’s always with us.
Lesson #2: Always travel with backup equipment.
Troy finished the wedding with his backup camera, and we ordered a new camera the next day. After a few conversations with Canon and the insurance company, everything will be taken care of.
Lesson #3: Make sure you have a comprehensive insurance plan for your business.
Our comprehensive plan has property covereage as well as liability. We felt very cared for by Hill & Usher. It’s been five days and our new camera is on my desk!
Here’s a little glimpse of what Troy captured with our backup 🙂 We can’t wait to show you more!